Chime Credit Builder Secured Visa Credit Card
The Chime Credit Builder Secured Visa Credit Card is designed to help you strengthen your credit history without hidden fees or interest. With no annual charges, flexible deposits, and easy management through the Chime app, it offers a practical way to take control of your financial future.
Build credit with everyday purchases
Build credit with everyday purchases and on-time payments.
Flexible security deposit
You will be redirected to another website.Flexible security deposit based on how much you move into your account.
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Why the Chime Credit Builder Secured Visa Credit Card Stands Out
The Chime Credit Builder Secured Visa Credit Card is a unique option for individuals looking to establish or improve their credit. Unlike traditional secured cards, Chime does not charge annual fees, interest, or require a minimum security deposit. Instead, the card works with a flexible security deposit system that you control by transferring money into your Credit Builder account.
Does the Chime Credit Builder Card charge interest?
No, Chime does not charge interest on purchases made with the Credit Builder Card.
Is there a credit check to apply?
No, applying for the card does not involve a hard credit check.
What is the minimum security deposit required?
There is no minimum deposit requirement; you set your own spending limit by transferring funds.
Does Chime report to credit bureaus?
Yes, Chime reports your on-time payments to the major credit bureaus, helping build your credit history.
Where can I use the Chime Credit Builder Card?
The card is accepted anywhere Visa is accepted, both in-store and online.
How to Apply for the Chime Credit Builder Secured Visa Credit Card
Applying for the Chime Credit Builder Secured Visa Credit Card is straightforward and does not involve a hard credit check. First, you must open a Chime Checking Account, as it’s required to access the Credit Builder feature. Setting up an account is quick and can be done entirely online or via the Chime mobile app.